Our Frequently Asked Questions & Answers
Below, you'll find answers to some of the most common questions about our services, inventory, and more. If you don’t see your question answered, feel free to contact us, and we’ll be happy to assist you.
How do pawn loans work?
We offer fast cash loans in exchange for your valuable items as collateral. Simply bring in your item, and our trained staff will assess its condition and current market value to determine the loan amount.
Can I get a loan estimate over the phone?
Unfortunately, we cannot determine loan amounts over the phone. Please visit our Garner location with your item(s) so we can evaluate them in person.
What do I need to bring to the store for a pawn loan?
To secure a pawn loan, bring a valid government-issued ID along with the item you’d like to pawn. Our staff will handle the rest!
What happens if I can’t repay my loan?
If you're unable to pay back your loan, the item you pawned will remain with us and may be sold. However, we encourage you to reach out to discuss possible solutions.
What types of items do you sell?
We sell a wide range of items, including beautiful jewelry, firearms, home tools, gas-powered equipment, and much more. You’re welcome to visit our store to browse the inventory in person.
Do you offer layaway options?
Yes! We have a no-interest layaway program to help make your purchases more affordable. Ask our team for details when you visit the store.
Do you purchase broken jewelry or scrap gold?
Yes, we accept broken jewelry and scrap gold. Bring it in for an evaluation to see how much it’s worth.
How often do you update your inventory?
Our inventory changes frequently as we buy, sell, and pawn items daily. Stop by often to find new treasures!
